Terms & Conditions

1. Introduction
By accessing or using our website and services, you agree to these Terms and Conditions. Please read them carefully before using our services.

2. Investment Disclaimer

All stock names mentioned on this website are for educational and informational purposes only and do not constitute investment, tax, or legal advice.
Investments in the stock market are subject to market risks, and you acknowledge that past performance does not guarantee future returns.
You are solely responsible for your investment decisions, and we are not liable for any losses incurred as a result of acting on information provided through this website or our services.

3. No Client Relationship Without Agreement

Accessing this website does not establish a client-advisor relationship. Such a relationship will be established only after:

Proper KYC and risk profiling
Signing a formal client agreement as per SEBI guidelines
Payment of applicable advisory fees (if any)

4. User Obligations

You agree:

To provide accurate and complete information during any sign-up or communication process
Not to use the website for unlawful purposes
Not to hold Networthy Financial Services responsible for decisions made based on opinions or ideas shared publicly or privately

5. Limitation of Liability

We are not responsible for any direct, indirect, incidental, or consequential damages arising from the use of our services or website content.
We do not guarantee the accuracy, completeness, or timeliness of the information provided.
We do not guarantee any specific returns from any investment recommendations.

6. No Liability for Third-Party Actions

We are not responsible for the actions, errors, or misconduct of any third-party platforms or service providers used for your investments.

7. Indemnity

You agree to indemnify and hold harmless Networthy Financial Services, its proprietor, employees, and representatives from any claims, damages, liabilities, or expenses (including legal fees) arising from your use of the website, breach of these terms, or violation of any law or rights of a third party.

8. Confidentiality and Misuse

Any advice, reports, or communications provided to you are confidential and for your personal use only. You agree not to distribute, reproduce, or misuse them.
If you misuse our services or attempt to defame, threaten, or coerce, we reserve the right to terminate your access immediately and take appropriate legal action.

9. Modifications

We reserve the right to modify these Terms and Conditions at any time. Continued use of the website after modifications constitutes your acceptance of the updated terms.

Privacy Policy

1. Collection of Information
We may collect your personal information such as name, email, contact number, and other relevant details necessary for our advisory services.

2. Use of Information

We use this information to:

Provide research advisory services
Communicate important updates
Comply with regulatory requirements
Improve our offerings

3. Data Protection

Your data is stored securely, and we take reasonable measures to protect it from unauthorized access.

4. Disclosure of Information

We do not sell or rent your personal information to third parties. We may disclose information if required by law, regulatory authorities, or to protect our rights and safety.

5. Cookies and Tracking

Our website may use cookies for a better user experience and analytics. You may disable cookies in your browser settings.

6. Third-Party Links

Our website may link to external sites. We are not responsible for the privacy practices or content of these sites.

Legal Safeguards (Additional Protective Clauses)

1. No Guarantee of Profit
You acknowledge that investing in securities involves risks, and there is no assurance or guarantee of returns. You agree not to hold Networthy Financial Services liable for any investment losses.

2. Force Majeure

We shall not be liable for any failure to perform obligations due to circumstances beyond our control, including but not limited to natural disasters, internet failures, regulatory restrictions, or market disruptions.

3. Misrepresentation by Client

If you provide false information or misrepresent your financial situation, risk profile, or investment preferences, we will not be responsible for any resulting consequences.

4. Communication Records

We may maintain records of all communications with you for compliance and legal protection. These may be produced if required during disputes.

5. Dispute Resolution

Any disputes shall be resolved amicably. If unresolved, they will be subject to the jurisdiction of the courts in Hyderabad, Telangana, India.

Contact Information

For any concerns regarding these Terms and Conditions or Privacy Policy, please contact us using the details mentioned in the contact us page.

We are a SEBI-registered firm focusing on core Equity Research. We are Hyderabad-based and have clients spread across various parts of India and the globe. We do fundamental analysis and pick stocks for long-term investment. We do not indulge in short-term trading.